Kube
Open banking platform for the UK market
The question
Can open-banking transactions and fine-tuned models move a platform from a static affordability score to real-time matchmaking a regulator can still read?
Two chapters with a UK open-banking platform: the Laravel backend and admin console that assess affordability from open-banking data (2022 – 2024), then, as a remote Senior Software Engineer in 2025, fine-tuned LLMs and RAG systems behind Kube AI: Affordability Score, Financial Matchmaking, Financial Advisor, and the Rewards Platform.
- When
- Jan 2025 – Oct 2025
- Where
- Kube Money
- Role
- Backend, then AI engineering (remote, 2025)
- Whose idea
- Built for a client or employer
- Status
- Finished
- Links
- kube.money
Sits between
This work crosses open banking, RAG, LLMs, banking.
2022 – 2024
The backend and admin console behind an affordability and matching platform for the UK's open-banking ecosystem.
2025
As a remote Senior Software Engineer at Kube Money I fine-tuned language models and built the RAG systems behind Kube AI, the engine that gives millennial, Gen Z, and SME users real-time, personalised financial recommendations. Kube reports the engine cuts partner acquisition costs by up to 80% and lifts productivity by around 70%.
Around the same time
See 2025 on the timeline →Shares its fields with